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Our lending experts can offer you a range of options, from purchasing your home, constructing your home, home equity loans, and refinancing your current loan. See how much you can save by financing your home with us.
Full-Service Home Loan Provider
Belmont Savings Bank is your local, full-service home loan provider. For over 100 years Belmont Savings Bank has been serving the financial needs of our community. We understand that each customers’ financial needs are different and recognize the importance of providing customer focused products. Whether you’re buying a new home or refinancing an existing home, Belmont Savings Bank’s personal service and local decision-making provides convenience and peace of mind every step of the way. We offer a variety of mortgage products to ensure you choose the best option to suit your budget or lifestyle.
Our lending experts can help make the purchase, refinance, or construction of your dream home easy and understandable.
Fixed Rate Loans
Select your term of 10, 15, 20, or 30 years with the comfort of knowing your interest rate is fixed, and will not change during the life of the loan.
30-Year Callable Loans
Fixed rate loan for the first 15 years and then is subject to being called due and payable in full any time after the initial 15 year period. The interest rate is generally lower than the 30-year fixed rate loan. This is a good option for individuals who move often or refinance every few years.
When building your new home, we are able to combine your construction loan and permanent loan into one loan. With one loan this means one closing, lowering the closing costs to the borrower. This also allows us to lock in your interest rate prior to construction.
Home Equity Loans
Put your home to work for you. Use the equity that you have in your home to secure a personal loan for any need that you may have.
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Speak with one of our lending experts to get started.